Yes. But for me, if it's an easy thing to prepare for, I'm OK doing that. Some things are outside my reasonable ability to prepare for, though, as you say.
Oh I have land outside the city and a cabin. Guns, a couple of crates of MRE, rainwater catchment, generators.
I'm willing to wait out a temporary interruption of civilization. If it was going to be permanent Mad Max, I'd just as soon eat a bullet. Some games aren't worth the candle.
I always have an argument with a friend who is obsessed about humans getting off the planet incase of a planet killer collision scenario. Moon bases, Mars bases. I'd rather set up a lawn chair and a pitcher of margaritas. I have no desire to live out my last decades in a tin can.