It's using more than 8 points for the whole plane. The 8 points is per flight surface, and if I'm not mistaken it also allows more than 8, up to around 10 or 12 separate points per flight surface. The flight surfaces that are included in these calculations are the wings (more than 2 are allowed), stabilizers, propellor blades (more than 4 are allowed) and the fuselage. There might even be more surfaces included now. It's been a while since I've played around with X-plane.
It's based on the concept that the difference between calculating the overall effect of the entire flowfield for essentially an infinite # of points and calculating the lift moments for roughly 10 separate points is negligible. When you consider that calculating the whole flowfield across an infinite # of points is, as has been pointed out, impractical, as well as the fact that the value obtained from calculating it across roughly 10 points is essentially 90-95% as accurate, which are you going to use?
Atmospheric data is used. In fact, X-plane not only allows you to fly on Earth, but you can also design and test fly aircraft for flight on Mars, using data for gravity and atmospheric pressures (at various altitudes) etc. as measured by NASA probes on Mars.
X-plane doesn't include stick forces and mechanical friction etc. in it's simulation. If you ask me that's not all that necessary. If, however, you want it I'd double check with Austin Meyer, the maker of X-plane, to be sure it couldn't be added. He's very responsive to user input and requests.
X-plane has been used by more than one company, currently and in the past, as the primary preliminary test bed for design concepts and test flying an idea before you put up the $ to actually build one. How many folks have done that with Aces High, Warbirds, WWIIOL, CFS, AirWarrior combined? Answer = none.
Don't knock X-plane until you've tried it. At least go check out the website and download it. You can fly for free, for 5 minutes. After 5 minutes flight control input is ignored, but you can still have some control with the trim etc.