Aces High Bulletin Board
General Forums => The O' Club => Topic started by: guncrasher on March 12, 2012, 08:08:24 PM
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here's the problem:
my gf just got her second dui just last month. it hasnt been reported yet, her licence is currently suspended because she cant get an sr22. anybody out here in southern ca know of a company that will be not so expensive. she also has about 4 accidents in the past 3 years. she needs fulll coverage on an 04 chevy trailblazer with about 60k that is driven less than 7k a year. well less now :rofl.
any brokers out there?
semp
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Sell the truck and get her a bus pass.
I don't even want to take a guess at what those premiums will be when she gets her license back. She's going to lose it anyway for a mandatory period of time, right? 12 months? Sell the car and save up for insurance when she can drive again.
Really, that's my best suggestion.
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second DUI huh?
sounds like a real classy lady
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That's uncalled for.
How does CA categorize their offenses? If she blew over whatever the threshold is, especially on her second offense, she's losing her license for a while. What's the longer term plan?
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That's uncalled for.
DUI re-offenders = scum
Is that uncalled for too? :cry I can (and have) forgive someone for one offense...even if it was just the one time they actually got caught, and not the only time they drove under the influence :rolleyes:
I think higher insurance premiums are a small price to pay, when you consider that the cost could have been someone's (or many someones) life or well-being
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I have no tolerance for DUI but whats done is done.
My advice is get her out of a car because she doesn't belong there. Not to be a jerk to a guy I don't know about his girl.
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Nike and Schwinn are pretty cheap for insurance.
If she has a 2nd DUI, why the bleeping heck are you trying to keep her on the road? You like helping sociopaths?
Really. Not joking. She can walk or ride a bike to the bus stop like millions of other people. No sympathy here since she's proven herself to not only be stupid, but also an active threat to society in general and to people like me and my family specifically.
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Golfer - if it was once, then ok maybe (MAYBE) it was bad luck. Twice is either criminal stupidity or sociopathic abberation.
Sorry, I have no sympathy whatsoever for repeat DUI offenders regardless of how "barely" over they may have been. In fact, actively hostile antipathy is about the calmest way to describe what I think about repeat DUI offenders.
Maybe too many of my friends lived through 3 wars only to be brutally killed by drunks, to consider drunk drivers to be anything but a threat to be eliminated. Surviving combat only to face such an everpresent hostile threat at home is a pretty common theme among my peers, and maybe the training kicks in just a bit. That might be the easiest way to explain why I feel more hostility towards drunk drivers than I do towards nearly all of the dirt poor and hopelessly uneducated foot soldiers we slaughtered by the thousands in 2 Iraq invasions. Most of those poor Iraqis didn't do anything wrong and just wanted to go home, stone cold sober. A drunk on his way home from *whatever* is a bigger threat to me, my family, and my friends, than that poor Iraqi foot soldier ever could have been, and the drunk put him/herself in that situation through their own voluntary choices.
I don't feel any compulsion to be nice about it, and being a jerk about it is both the least I can do and the most I *should* do, given my opinions and feelings on the subject.
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guncrasher,
To be more helpful, she might simply want to continue driving without any insurance. Thousands of people do it (including a great number of illegal immigrants) and as long as they don't get into accidents pretty much nothing ever happens to them. They simply have to drive someone else's car if their state requires proof of insurance to be registered and they can't figure out how to fake/steal current registration tags or plates.
If she gets caught, no big deal it's just a fine and they take her license... again. The other guy will have uninsured motorist coverage on his own policy so even in a wreck the other guy isn't going to be left uncompensated. If she's worried that it will make her a criminal, she should stop worrying because the repeat DUIs made her a criminal, and once you head down that road you either fix your life or continue being a criminal.
So... either quit driving until her drinking problem is solved (and she can prove it to the state and insurance company that she deserves to be allowed to drive) or continue driving without insurance and try really hard to not get caught. Some of the best drivers on the road are uninsured because they can't afford to get caught... I've been asked for my insurance just TWICE in the 24 years I've been driving, and in that 24 years I've spent on insurance roughly 10-15 times the amount I would have paid in uninsured motorist fines. So if she quits driving drunk and doesn't get caught, the odds are pretty good that she could get away with it.
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keep your stupid opinions to yourselves. you dont know the full story. and by the way the first dui, i called the police and followed her to make sure she got caught.
I ask opinion about insurance. not about your feelings about dui. If I thought she is gonna drive drunk again. I'll follow her myself and call the police again and have her spend time in jail like last time. or hide the keys like I always do. but she does need to drive herself to aa meetings and I cant take her all the time if you must know. the last dui happened when her father died of cancer while dealing with her brother's chemo. she has a good chance of having cancer herself and she's scared of it. that's why she relapsed. but I guess all of you guys are tougher than her, right? or perhaps you are just too quick to play an idiot.
as an alcoholic myself I know it is tough to quit. but that is another story. anyway if you feel you must say what a lowlife she is, guess what she isnt. I dont wish on any of you what happened to her when she was a young girl and try to deal with it for the next 30+ years. along with losing a father, perhaps a brother or being scare crappless to have cancer yourself.
and for that idiot that says she must be a classy lady, I'll tell you something, she is. but she has an illness that she's working on and for as long as she tries I will stand by her.
so if you know about insurance then please post otherwise go to hell.
semp
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That's ridiculous "advice."
A friend of mine was damn near killed by an uninsured motorist, illegal alien at that. Over a million dollars in hospital bills, untold physical hardship and award winning perseverance to go along with two lifetimes of luck mean she still has a first class medical today.
A longtime childhood friend was killed by a drunk. His hasn't been the only funeral I've been to over drinking and I've talked the troopers to a drunk driver on the roads several times. I get it.
I've also been in guncrashers shoes. Someone I knew got picked up just after her husband died of cancer. I didn't forgive the mistake but I've seen someone sorry for it and can have a little empathy for GC in his situation. It's not my place to say DTB or lecture him.
I'm giving my advice. Sell her car. She doesn't need it.
Suggesting to drive without insurance is just as asinine. It's not MY job to cover what her mistakes are going to cost. F that.
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second DUI huh?
sounds like a real classy lady
what do you know about class when you have none yourself.
semp
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that is a truly tragic story...father dead...brother in chemo...multiple DUI offender bravely carrying on while suffering from an illness...two alcoholics struggling to help one another beat their addictions...a long search to find cheap insurance coverage so they can keep the SUV on the road (http://www.tribalwar.com/forums/images/smilies/flag.gif)
they should make a movie about it some day (http://www.tribalwar.com/forums/images/smilies/boohoo.gif)
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that is a truly tragic story...father dead...brother in chemo...multiple DUI offender bravely carrying on while suffering from an illness...two alcoholics struggling to help one another beat their addictions...a long search to find cheap insurance coverage so they can keep the SUV on the road (http://www.tribalwar.com/forums/images/smilies/flag.gif)
they should make a movie about it some day (http://www.tribalwar.com/forums/images/smilies/boohoo.gif)
and you can go fruck yourself coombz. you pos.
semp
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have another drink mate
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you know what it's like to have cancer dude? you know what it's like to feel that you are dying slowly and painfully. you have no idea how that feels for you are a heartless, soulless pos. she was my nurse at the hospital. that's where I met her. she took care of me and if it wasnt for her I would've been dead by now. and am cancer free thank god. and I am trying to take care of her like she did with me. I really wish you never see somebody just waste away like we saw her father, or we seeing her brother who is only 49. she's only 46.
you can make all the jokes you want for now everybody will see the idiot that you are. I hope you never get it or have to see anybody just waste away like that. I wouldn't wish it on anybody, not even you.
semp
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she was my nurse at the hospital. that's where I met her.
this just keeps getting better! I'm thinking that Mickey Rourke should play you in the movie, not quite sure about the female lead yet...I'll get back to you
to be serious for a moment (not that I think it will make any difference to you in your fit of rage), sadly enough I have known people who have died both from cancer, and as victims of road accidents caused by DUI offenders :( (though thankfully no one from my immediate family...in fact one of those was a DUI offender :furious :bhead) But does that have any relevance here? I don't think it does.
fact is, I think everyone who has children lives in a kind of fear that one day their loved ones will be the victims of some idiot who shouldn't be behind the wheel of a car, and that affects my feelings and opinions when it comes to things like DUI re-offenders
I think eagl's quote says it best
she's proven herself to not only be stupid, but also an active threat to society in general and to people like me and my family specifically.
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Agree with others - I almost lost a friend to a DUI a couple years ago. DUI first offense should be license revocation for a year and AA for the duration.
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Sell the truck and get her a bus pass.
I don't even want to take a guess at what those premiums will be when she gets her license back. She's going to lose it anyway for a mandatory period of time, right? 12 months? Sell the car and save up for insurance when she can drive again.
Really, that's my best suggestion.
what he said.
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guncrasher,
To be more helpful, she might simply want to continue driving without any insurance.
sorry to cut up your post......but this is advice beyond stupid.....and to be honest, i don't want to believe you actually typed it. i've got too much respect for you.................
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you know what it's like to have cancer dude? you know what it's like to feel that you are dying slowly and painfully. you have no idea how that feels for you are a heartless, soulless pos. she was my nurse at the hospital. that's where I met her. she took care of me and if it wasnt for her I would've been dead by now. and am cancer free thank god. and I am trying to take care of her like she did with me. I really wish you never see somebody just waste away like we saw her father, or we seeing her brother who is only 49. she's only 46.
you can make all the jokes you want for now everybody will see the idiot that you are. I hope you never get it or have to see anybody just waste away like that. I wouldn't wish it on anybody, not even you.
semp
i watched alzheimers take my grand pop....and shortly after i watched cancer take my grand mom. those were the two most important people in the world to me.
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I hope that your GF beats the cancer, I really do...
But on the other hand. She doesnt need to drive anymore. Not until you two get things in order. I, like others, have had friends killed by Drunk Drivers. It pisses me off that people do it. I am sure she has friends/family that can take her to her meetings, but if you truly think about it, do you want her to keep driving. You say you would follow her and call the cops on her for doing it. But what if one time, by chance, that she drinks and gets behind the wheel without you around, and she manages to kill someone else (or even herself), can you live with that, because you wanted her to keep driving. There are alternate ways of getting her where she needs to go. Some might suck, yes, but at least she will get there. And it will save you some money to help you out with insurance in the future.
Insurance is probably going to be hard to come by. 2 DUI's and 4 accidents, and Insurance companies will see her as a liability, and will most likely charge you a insane amount, even if the car is an older model. You might find a company, but its probably going to be a small one.
Best of luck in whatever you decide, and thoughts and prayers are to you and your GF in getting through all this. :salute
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sorry to cut up your post......but this is advice beyond stupid.....and to be honest, i don't want to believe you actually typed it. i've got too much respect for you.................
I think he intended some irony - if someone is careless and irresponsible enough to drive drunk multiple times then they're hardly going to balk at driving uninsured are they?
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I think he intended some irony - if someone is careless and irresponsible enough to drive drunk multiple times then they're hardly going to balk at driving uninsured are they?
I interpreted that way as well too.
Seriously though I hate idiots got rear ended by a guy with a DUI and no insurance. TL;DR is, He said to pull off a little down the road so we wouldnt block traffic as we were at a 4-way stop I pull off and he zooms away into a neighborhood. I had his plate number and he was in a cop car less than an hour later. LOL! His court date is soon.
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I think he intended some irony - if someone is careless and irresponsible enough to drive drunk multiple times then they're hardly going to balk at driving uninsured are they?
i dunno....i just know that that's just as costly and expensive as dui. on top of that most pd's are now running automatic plate scanners on their cruisers. the officer has to do nothing....if her tag comes back as her being suspended, it'll pop an alert to the officer.
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on top of that most pd's are now running automatic plate scanners on their cruisers. the officer has to do nothing....if her tag comes back as her being suspended, it'll pop an alert to the officer.
^^^ This
Even if you are doing nothing wrong and driving by the letter of the law, they are still running your tags.
It is complete and utter bullcrap. If a cop is going to find some reason to pull me over, I'd expect the lawdog to have to do a little work. You know, like pick up his mic and actually call in my tags.
Howdy Big Brother, how ya doing?
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Useless fact #4325: most fatal traffic accidents are caused by sober people.
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How ironic, I knew a guy with cancer who was killed by a drunk driver.
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sorry to cut up your post......but this is advice beyond stupid.....and to be honest, i don't want to believe you actually typed it. i've got too much respect for you.................
That entire post was sarcasm. Maybe it was too close to the real world truth to be seen that way though, because lots and lots of people think that way.
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^^^ This
Even if you are doing nothing wrong and driving by the letter of the law, they are still running your tags.
It is complete and utter bullcrap. If a cop is going to find some reason to pull me over, I'd expect the lawdog to have to do a little work. You know, like pick up his mic and actually call in my tags.
Howdy Big Brother, how ya doing?
yea. this bothers me a LOT. to be honest, i don't buy any excuses for it....but i can't change it, so i do my best to not let it bother me.
i worked with a guy for awhile who had a pretty nice trans am. he was suspended, so he had his sister driving it for him. she got pulled over averaging nearly twice a day in that car. and that was just local driving in cherry hill.
also, i dunno about anywhere else, but here in nj, if you're driving on the revoked list, and are involved in a collision, regardless of whos fault it is......if there's ANY injuries....even you.....you go straight to jail, and your car's impounded. being as we're talking about california, i'd imagine that the laws pertaining to this particular thing are much more stringent.
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That entire post was sarcasm. Maybe it was too close to the real world truth to be seen that way though, because lots and lots of people think that way.
dam.......i missed it. i apologize for my previous statement directed at you.......i should have known YOU of all people wouldn't have said that in seriousness.
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I have no tolerance for DUI but whats done is done.
My advice is get her out of a car because she doesn't belong there. Not to be a jerk to a guy I don't know about his girl.
Yes she needs to not be in a vehicle at all. Get her a bus pass or setup something with a taxi service.
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you know what it's like to have cancer dude? you know what it's like to feel that you are dying slowly and painfully. you have no idea how that feels for you are a heartless, soulless pos. she was my nurse at the hospital. that's where I met her. she took care of me and if it wasnt for her I would've been dead by now. and am cancer free thank god. and I am trying to take care of her like she did with me. I really wish you never see somebody just waste away like we saw her father, or we seeing her brother who is only 49. she's only 46.
you can make all the jokes you want for now everybody will see the idiot that you are. I hope you never get it or have to see anybody just waste away like that. I wouldn't wish it on anybody, not even you.
semp
Everyone has problems. My cousin and his fiance were killed by a drunk driver. I dealt with it without putting others at risk of death. My Mother died of cancer October of 2003.... I dealt with that and did not put others at risk. I've had other dealings with death in the family... and dealt with them without putting others at risk.
Seriously you post something like that and not expect to see some negative posts. Blaming her issues on anything else is just wrong. She is the issue.
I post this in sincerity. She needs to get help before she kills someone..... then their family will have to go through a loved one or loved ones dieing needlessly.
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Useless fact #4325: most fatal traffic accidents are caused by sober people.
So drinking can just exacerbate the issue.