Greetings Gentlemen,
Having lived in Florida for the first thirty years of my life I had zero experience driving in snow. My first year in south - central Virginia proved an adventure.
Something I've noticed is when the forecasters call for snow(The first or second snow of the year). People freak out. There is a run to the grocery stores etc... And people not having driven on snow for the prior eight months do stupid things on the first couple of snows. Another thing I've never understood is why it seems thw whole city closes at once and people "flood" the streets before the salt trucks have a chance of putting down chemicals.
My wife and I both will wait until the idiots get off the roads before traveling to our destinations. There is nothing funnier than seeing twenty or thirty cars in the ditch on the way home. Occasionally I'll pull someone out if they are still with their car.
As for the comment about old people, it's usually not them who are in the ditch, it's usually the younger drivers who don't have much experience.
And no, I've not had an accident yet after eight years of living here. I haven't even run off the road ...yet.
One thing that is a problem in our area is black ice...