I have no copayments whatsoever. no doctor's, meds, nothing zilch, nada. my total cost is 150 bucks a month, I am lucky to have this insurance. On the other hand 9 years ago, i had no insurance, was unemployed, and spend 36 hours waiting at the er with pneumonia. that's right 36 hours, 1/2 the time I was passed out in the waiting room. I ended up having to go home without seeing a doctor.
I dont want no expensive insurance for the people that cannot afford it, or lucky enough that employers dont offer it, or anything more than what the leaders in our government consider fair to them. that includes, senators, reps, president, vice-president, etc. If it's good enough for them, its good enough for me and the rest of us.
semp