wtf is a 40% bank anyway?
40% of 180 degrees?
nice manual.
they are talking about bank angle:
take off, climb to 1000 feet. Look out the windshield at the Horizon, your flying straight and level , that's 0 degrees of bank.
Now roll right or left and as you roll, the bank angle changes from zero to what ever angle the wing cuts through the horizon at as you turn. A standard rate turn would be a turn at a bank angle that would turn the aircraft 360 in 2 minutes and not increase or decrease the altitude or change airspeed and may be some where between 15 and 25 degrees of bank.
As you increase the bank angle it is necessary to increase back pressure to maintain level flight. that increase in back pressure will increase the G force exerted on the aircraft. The A20 does not do well with high G loads. The A20 Havoc is not built for aerobatic flight.
hope this helps