When I was twenty, I worked out in the Columbia River Gorge. We had had a rainy fall, and I had been racing the firebird a lot, since I didn't lose half the rubber on my tires drifting the corners when it rained. I was planning on another little road rally after work.
Forcast changed while I was at work, and I had about a half inch of freezing rain, and then sleet on top of it. I was crawling along at 20mph, went into a turn, and made the mistake of breaking partway through. Lost traction, the road stopped turning, but I didn't. Slid sideways down a hill, and then the car decided to roll over at the bottom and into the ditch, pinning both doors, and the rear hatch in place. Had to exit through the front windshield.
diddlyed up the side panels, a door, and the me-sized hole in the windshield. They determined that the windshield put the car over the edge of totaled.
I got out without a scratch, but coming up on four years later, I still hate driving in winter. I can do it fine, I just dropped off a mustang at my friends house through freezing rain and sleet, but I hate doing it. Small mistakes can turn deadly in a heartbeat, and you're at the mercy of fate as far as how exactly the car behaves sometimes. My accident could have been a lot worse if I'd breaked through a turn half a mile sooner; I had been following railroad tracks 50ft down in a gully for most of that drive.
I've noticed I'm really resentful of the weather after that event though
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