thankyou for your replies.   I also work 8 hours a day  5 days a week.....normally...I also spend alot of time at the airport recovering and launching aircraft and my work week usually ends up being 50-60 hours.  I never said anything about being rich.  I drive a 2003 Corvette and I'm not rich.  Being rich means your money works for you not the other way around.  I get paid a nice salary for my position in the company I work for.  I imagine the same goes for you folks.  I just got offline and when I was there, I noticed that Skuzzy was infact online.  First time I've seen anyone from HTC in the MA in a long, long time.  I may have alluded to the fact that the staff at HTC sits on their laurels.  I apologize for that but it seems like nothing gets fixed around the MA in AH as it sits right now.  Fer instance, what's up with this vox issue?  I know I'm not the only one whose vox regularly goes on the fritz and has to relog to get it back....highly annoying but tolerable.
I know all about savings banks and loans......I have several...mortgage, home equity, auto loan, etc, etc.....I also know about my retirement too.....IRA's, 401K.....
I even know about checking accounts...that's where all my money disappears from.