Woohooo! Mortgage approved!

[LePaul]

Man, it took a long time to clean up that credit report...those stupid pre-approved cards from the college days, lagging a payment here and there on a car...but today I got that magic phone call saying I was approved  

My rent is $675, my mortgage payment, with taxes added and everything...$698.  Woohoo!








Edit:  Thanks for the link!

[Ripper29]

You mean this

http://www.darkharbor.com/snoopydance/


Congrats by the way

[Chairboy]

Congratulations!  I've got a happy surprise for you, when it comes to be tax time next year, you'll find that the benefits of owning a home translate out to moolah back.  Your actual monthly will end up being LOWER then your rent, based on the numbers you gave.  PLUS, the value of the home you own will increase, so there's MORE money you get back.  Owning is the way to go, congratulations!

[LePaul]

Sweeeeet....

And I just called Skuzzy a while back to shut my account down hehe...turn off all the perkie-poos until Im certain I can afford it all.  Closing is slated for April.  The lady there now, a widow, wants to be a snowbird and move to florida but doesnt want to move in the middle of the winter.  No worries!  Let's me save up.

[Cougar68]

Congratulations LePaul!!!!  My wife and I just went through the same thing last year.  You think you're excited now, wait until move in day.     Sit back and enjoy the fruits of your work!

Cougar

[CyranoAH]

Congratulations LePaul, I'm waiting for a decision of the bank about mine!

Daniel

[Dowding]

Well done mate. Moved into my own place last October. Nothing like it.

[-tronski-]

$675 a week??!!  

holy crap where do you live...the Taj Mahal?

 Tronsky

[LePaul]

Originally posted by -tronski-
$675 a week??!!  

holy crap where do you live...the Taj Mahal?

 Tronsky

$675 a month

lol

And thanks...can't wait.  Saving and saving..and buying new things...new kitchen table, etc...things that wont survive another move...the venerable Entertainment Center, etc

[-tronski-]

bloody hell...I wished I payed that much a month!

The rent for our apartment is $800 a month, and we're looking for a far bigger/better place..


My wife and I are saving for a mortgage at the moment...but sydney housing prices are pretty steep...so we just keep pluggin away trying to get our deposit up as high as possible. We figure $50k plus is a good start...not far now, but with the average price of a good sydney home $500k+ it's a bit of a haul. We figure the monthly repayments to be about $1700 (average).

 Tronsky

[midnight Target]

pay 2x that but that is pretty reasonable for Southern Cal.

WTG Lepaul.. House? Condo?

[CyranoAH]

I hear ya Tronski, I'm waiting for the approval of our mortgage of approx 1700 Euro per month for a 400.000 Euro flat in Barcelona: 4 rooms, 2 restrooms, 100 sq. mts in total. (110 with terrace).

In Barcelona, the cheapest you can find a 100 sq. meter home is about 240.000 Euro in the outskirts.

Daniel

[fd ski]

700$ month ? Holy smokes !!!

Last i looked at houses in NYC area 2k/month mortage gets you 50 yards of land and little dog shack on it...

[midnight Target]

100sq mt. = about 1000 sqft. That's SMALL!

[Ripsnort]

Originally posted by LePaul
Man, it took a long time to clean up that credit report...those stupid pre-approved cards from the college days, lagging a payment here and there on a car...but today I got that magic phone call saying I was approved  

My rent is $675, my mortgage payment, with taxes added and everything...$698.  Woohoo!








Edit:  Thanks for the link!

Congrats! Its nice to write that check each month and know its an investment rather than a payment. WTG Lepaul!