To say the system is not in trouble is just not true my friend. Yes, it is ok for now but common sense dictates the longer we wait the more of a problem it will become.
I agree that the private accounts are not necessarily a fix because such a small % of what you pay in would actually go into the private account. The rest of the money in the system would still be subject to the same drain that is occurring now.
However, being younger that you

I'd like to see some sort of privatization of the system were it's possible to make a greater rate of return than what SS gives presently. I mean, comeon, unless the market crashes 1930's stye there's really no way in the long run that you would make less than what the system would pay out in the future. We can do better than what we have now and I'm open to all sorts of ideas.
It really bothers me that the party that talked so much of fixing SS in the late 90's now claims that there is no crisis, in what is essentially a political move to not have their crown jewel of social programs stolen from them. There has to be a good way to do this, but I fear politics on both sides will kill it.