I just wanted to chip in how it cranks me up when people wade in against someone in debt. It's bad enough to be in that position, knowing you've probably not done the smartest things but people don't choose to get themselves there and sometimes circumstances force you into a position. But then to be treated like some kind of social disease is unjust. You can have a drink problem and beat your kids .. "hey the guy needs help" , have a drug problem ... "support and compassion", have a money problem "what kind of human waste of space are you ?? It's your own fault !!" .
The support you get if you have a self inflicted drink problem is all directed at improving your life. Everything you get for an accidental debt problem is all directed at destroying your life. Apparently now you have nothing you can afford to pay the highest charges and highest interest as punishment for your perverted errant ways.
Someone makes some bad descisions, ill thought out plans, add in a few uncontrolable events and it goes wrong. But because we're talking about money it's "screw you baby". It makes me sick.
To all you superior types who look down on those with financial problems I hope your day comes sometime.
In the eighties we were driven into bankruptcy to the tune of 55K by medical payments not covered by insurance and we found out who our friends were.
A few months subscription is just a way of sending a pick-me-up to someone in need.
Seagoon it's just money and there's always a way out. Just to let you know there are people here who have been where you are and know how it feels. IMHO get advice - free advice - lawyers will stiff you - our bankruptcy lawyer did a few days work, saw all our books and dropped a bill for $750 on our step the day after the hearing and actually it was the wrong thing to do. We found a charity organisation who gave counseling and advice and were wonderful.
Hang in there.
