Originally posted by Maniac
Robin In Da Hood!
Robin Hood is one of the worst fables out there. Think about it. Robin Hood steals from evil rich men to give to the poor people who they oppressed. But the story gets warped and warped until it becomes Robin stealing from the rich and giving to the poor. No mention of evilness or morality. So most people now think it is OK to steal money from the Rich to give to the poor.
The way to deal with kids whose first real read was Ayn Rand is to ignore them, let them feel superior, and let them learn for themselves that other people provide the only framework in which that kid can succeed.
I went into reading Atlas Shrugged as a Radical Libertarian. I came out realizing that Radical Objectivist described me better.
But go ahead and feel that you do not need to address what I have said. If it makes you feel better at night, even though I am right in every single thing I have said so far.
You did perhaps not "steal" from your fellow citizens, but you did "steal" from everyone else that pays insurance, unless you have payed over 250.000 USD to the insurance company already. Cant compare car insurance to this in any way at all.
Insurance has nothing to do with stealing. Insurance is solely about gambling.
For example, lets say you pay 1 grand a year. Most any real operation would cost a lot more. I am willing to gamble 1 thousand dollars a year that eventually I'm going to get really sick and the insurance company would have to pay a lot of money to make me better.
The insurance company is gambling that you do not get sick. And when you analyze the amount of people who do not actually get sick but pay anyway, you realize this is a good bet. For example, let's say that 1,000 people are paying 1,000 dollars a year. 25 people will get sick or seriously injured, and cost the insurance company roughly 500,000 (total all together). The insurance company has just pocketed 500,000 dollars. It's a crude example, but it shows how it works.