Well put Skuzzy. I, personally, usually don't have problems with I.E. (btw i know the newest builds allow magnification and tabbed browsing), but alas, I have a wife and two children. They always find a way to unwittingly sabotage my systems. When I started using F.F., it impressed me with the features mentioned above, among others not found in I.E. I guess I'm used to it now.
As far as banking goes, I use Wachovia for three accounts including my business account, and I seem to be O.K. But, thats my own, personal experience.
With regard to malware, etc. this is my stance. I now have two desktops, and 3 laptops. The laptops are for my Disc Jockey Company (I run PCDJ for music, video, lights, etc.). MY DESKTOP (caps intended) which no one may touch, and the other desktop which I recently "Frankensteined" together from older PC's from work, now belongs to the kids. I don't intend to hijack this thread, but, if you have ANY important info on ANY computer you own, BACK IT UP! Also, if possible, make a disk image.
I guess it boils down to personal preference.
Skuzzy and all HTC staff.