Well put Skuzzy.  I, personally, usually don't have problems with I.E. (btw i know the newest builds allow magnification and tabbed browsing), but alas, I have a wife and two children.  They always find a way to unwittingly sabotage my systems.  When I started using F.F., it impressed me with the features mentioned above, among others not found in I.E.   I guess I'm used to it now.
  As far as banking goes, I use Wachovia for three accounts including my business account, and I seem to be O.K.  But, thats my own, personal experience.
     With regard to  malware, etc. this is my stance. I now have two desktops, and 3 laptops.   The laptops are for my Disc Jockey Company (I run PCDJ for music, video, lights, etc.).  MY DESKTOP (caps intended)  which no one may touch, and the other desktop which I recently "Frankensteined" together from older PC's from work, now belongs to the kids.  I don't intend to hijack this thread, but, if you have ANY important info on ANY computer you own, BACK IT UP!  Also, if possible, make a disk image.
     I guess it boils down to personal preference.
 Skuzzy and all HTC staff.