I have the safariland ones too. I like them more than the HKS as well. The reality is, I only keep the speed loaders for the house. Like I said most of the time I keep my 360 as a back up, so I don't really carry extra ammo for it.
However when I only carry the 360 I keep a few Bianchi 580 Speed Strips in my pockets. It holds six rounds, they are a little slower than a true speed loader but they offer better concealability. I can easily carry five speed strips if I wanted to, bringing my round count for my little 360 up to 30 and nobody would be the wiser. Try that with a standard speed loader lol.
When I do only carry my 360 I typically only carry a pair of speed strips. The reality of it is, if I were caught in a situation where I am having to reload, even with a speed loader or speed strip, chances are I am in over my head anyhow and no amount of pre-planing can help me then. So I try to not worry about carrying far, far less ammo when I am just carrying my 360, than when I carry my 229/360 combo. Like I said having more boom, boom, makers makes me feel a little better, but to each is his own.
JBA, if you have any questions you are welcome to ask me or PM me. However, I would advise that what ever advice you receive from me or anyone else, you should do you own research to find out what best fits you, your needs and makes you comfortable. Because at the end of the day, it is your life you are responsible for and it will be in your hands the decisions you make.
The formula I use when picking a firearm for concealed carry goes as followed. Reliability, performance, concealability, weight, capacity, caliber. Some of those things are give me's. If you are new to firearms and carrying, I would suggest a revolver. What they lack in capacity they more than make up for in reliability, performance and caliber. Most of the offerings from S&W and Taurus USA are also light weight and highly concealable.
Revolvers are simple. I call them "dummy guns", not to imply that the shooter is a dummy, but to express how simple they are when it comes to high stress shooting situations. Malfunctions with the weapon it's self almost never happen. You are more likely to have a bad round or bad primer. The great thing about a revolver, if it doesn't go bang when you pull the trigger, squeeze again (notice I used the word "squeeze" for all you purest out there). So you can't go wrong with a wheel gun for a great start up carry weapon. I would strongly suggest you go this route.