Tax dollars are repeatedly wasted on rebuilding places that should never have been built to begin with. The rest of the country is expected to underwrite the policies for all the people who live where things like hurricanes are a constant danger. It's one thing to rebuild a port that is a necessity, it's another thing entirely to rebuild luxury homes by the sea. A new law should be passed immediately. If you are not in an area like that by necessity, you get ONE payment for damages. If you do not take it and MOVE, you don't get paid again.