The topless thing is funny. It's common that people bathe topless in many mediterranean countries for example. Tourists mainly. Often the local people opt not to go topless and smile at the tourists who think it's cool to go topless on any beach.
Going topless is a bit like a man going shirtless. If you have a sixpack, it can be pleasant to watch. If you have a sagging beer belly and hair all over, it's not going to be pleasant. The same for women. If you're young and have perky titties, it's pleasant to watch. If you're old and have old working gloves flapping on your chest, it will be more embarrassing than anything.
