Pardon me not reading the whole thread, but I read most of it. I guess I'm what you could call a failure. I certainly think of myself that way just about all the time. I'm 24, still live at home. Been working full-time since 22 when I got out of school with a history degree. Bit of advice here- if your kid tells you he wants to major in history, tell him/her that they are a retard. Worked 30 hours a week through college to pay for it, worked 25-30 a week through high school to pay for my own car, own insurance, phone bill, internet access, computer, etc.
All that work, and I've still never had a job making more than $10 an hour. I don't know about where you guys live, but I live in Maryland. You cannot afford to live on your own unless you are making around 30 grand or so (or unless you are on welfare, but white people can't get on welfare.. no offense to anyone I hope, and I've never actually tried, but I've had a couple friends who did and got rejected... and one was friggin homeless).
I still haven't figure out what I want to do with my life. It is pathetic really.. I'm 24 and I've no more idea of what my 'master plan' is than I did when I was 12. I wanted to go into the police, failed the physical test and pretty much gave up. I don't honestly know what'd I'd do if my parents got sick of me leeching off them and kicked me out. Honestly.. no idea. You may want to think of that if you've got older children, well, adults... well.. offspring living in your house still.
I don't even know what'd I'd do if my parents actually came straight out and told me what I'm pretty sure they think about me all the time anyway. I don't think that me, or anyone, wants to stay with their parents for a long time.. but on the other hand, I've no idea what I need to be doing to get out. I work full time. Even working full-time, I bring home less than $1,000 a month after taxes and deductions at work.
Sorry for rambling... I guess I just wanted to possibly bring a different perspective into it.