And SOMETHING happened such that the plane was no longer capable of controlled flight.
Was it a fuel explosion? Sometimes. Was it a fire that burned through the spar. Sometimes. Sometimes the prop was hit and threw a blade, causing the engine to come out of the plane. Sometimes the engine blew up like a grenade. All of these could cause structural damaget to the airframe, making controlled flight impossible. When the aircraft departs from control, stresses are put on it that can't be borne. It breaks up, or a wing comes off, or the tail comes off.
HT can't model every bullet's precise placement in the target aircraft, its path through the aircraft after striking, adn what components are damaged to what extent. So they build a cumulative damage model of some sort that knocks a wing off after 30 hits from an 8mm MG. I'm ok with that, and think that the damage model is robust enough as it is, and consistent. Even though I get shot down a lot. Even in a Jug, which was supposed to be the strongest thing in the air.