I think the problem is with the "Ground Detail Range" slider.
When I turn on all graphics options to max and enabled everything except change the slider for ground detail range to a 1/4 inch below 4 miles then the film viewer works fine. So max everything except ground detail range slider a bit below 4 miles and film viewer works.
When I have all graphics options to minumum and every graphics option disabled other than Detail Terrain checked and ground detail range slider to 4 miles, the film view crashes. So min everything except ground detail range slider at 4 miles with detail terrain checked, film viewer crashes.
It looks like the problem is setting the ground detail range to 4 miles is causing the problem no matter what the rest of the graphic options are set to, other than having detail terrain on.
Since the ground clutter is new and the slider appears to relate to clutter distance, I suspect there is some sort of issue with it set all the way to 4 miles. I'm going to leave it set at 3.9 miles for now.
PS: That ground detail range slider at max appears to cause the problem even when ground clutter is turned off.
PSS: Also when I move the slider to just a hair below 4 miles (maybe 1/16 of an inch below), the film viewer works fine.