When my kitchen at the restaurant caught fire last year, I really should of waited the 10 minutes for firemen to arrive, and let the place go up in flames, rather than reach over on the wall and grab the extinguisher and put it out myself. Or when a contractor lit my FME covers on fire doing hot work at the nuke plant, I should of called the fire team and then sat around, rather than call them and put it out myself first. 
I have to stop doing these stupid things
Odd country you live in.
Our house caught fire some years ago, and the fire was quelched before the brigade arrived.
Doing nothing could have meant all our assets in flames, and insurances don't cover everything you know, including the business we run in the house (B & B)
Instead, we had one room to fix and were payed by the insurance.
And when human lives are involved, you do not think on these notes. Shame on that!