No problems at all with insurance. In fact they came through in spades. They had their guy here in just a few days. They sent me a 13k check 2 days later just so I could get some stuff rolling.
After I sent my list of contents in it took about a week and they were sending my main check.
I already had my insurance guy shopping flood insurance with the thought of possibly saving a few bucks. Even though the insurance did very well, I actually changed insurance companies afterward. So I guess I dropped them.