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Author Topic: Loose bolts  (Read 8616 times)

Offline AKIron

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Re: Loose bolts
« Reply #60 on: January 16, 2024, 06:11:20 PM »
$20/hr = $41,600 Annual, $3,466 Monthly

Monthly expenses

Decent apartment - $1200
Utilities - $200
Food - $400
Car - $250

Total monthly - $2050

Excess- $1400
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Offline AKIron

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Re: Loose bolts
« Reply #61 on: January 16, 2024, 06:14:20 PM »
If you can't get a decent apartment for one or two people for $1,200/mo then you're not living here.

https://www.apartments.com/highland-park-apartments-sherman-tx/6s7dfcr/

You can go even cheaper.

https://www.apartments.com/sherman-tx/under-900/
« Last Edit: January 16, 2024, 06:19:09 PM by AKIron »
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Offline AKIron

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Re: Loose bolts
« Reply #62 on: January 16, 2024, 06:21:41 PM »
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Offline guncrasher

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Re: Loose bolts
« Reply #63 on: January 16, 2024, 06:35:32 PM »
Quote from: AKIron on January 16, 2024, 06:02:09 PM
$20/hr provides a much better standard of living today than what I had after joining the USAF in 1973.

Just the facts.

20 bucks barely pays the rent on a two bed apartment now.  back in 83 I paid the rent at 3.25 working part time while in highschool.



semp
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Offline Busher

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Re: Loose bolts
« Reply #64 on: January 16, 2024, 06:54:35 PM »
Quote from: sparky127 on January 15, 2024, 07:19:00 PM

Labor is a commodity. As much as employers want you to not know that, it is.


Spoken like a well trained MBA. I disagree totally. A loyal and dedicated workforce isn't created totally with dollars.
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Offline CptTrips

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Re: Loose bolts
« Reply #65 on: January 16, 2024, 09:49:59 PM »
Quote from: AKIron on January 16, 2024, 06:11:20 PM
$20/hr = $41,600 Annual, $3,466 Monthly

Monthly expenses

Decent apartment - $1200
Utilities - $200
Food - $400
Car - $250

Total monthly - $2050

Excess- $1400


Before or after tax?

Health Insr?

Car repair fund?  (it's gonna breakdown someday.)

Student loan debt?

Car insr?

ChatGPT taking what ever crappy job the boomers leave you?  ;)

« Last Edit: January 16, 2024, 09:52:28 PM by CptTrips »
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Offline AKIron

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Re: Loose bolts
« Reply #66 on: January 16, 2024, 09:57:06 PM »
Quote from: guncrasher on January 16, 2024, 06:35:32 PM
20 bucks barely pays the rent on a two bed apartment now.  back in 83 I paid the rent at 3.25 working part time while in highschool.



semp

Rent is a quarter of a $20/hr salary here. Don't blame me if you want to live some where expensive.

Health insurance? What's that? I had nothing until I join the AF. They're still recruiting and up to age 42 now.

$250 covers your cheap car payment, gas and insurance.

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Offline AKIron

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Re: Loose bolts
« Reply #67 on: January 16, 2024, 10:00:13 PM »
Military paid my college tuition. They'll pay yours too. Not my fault you decline.
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Offline Shuffler

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Re: Loose bolts
« Reply #68 on: January 16, 2024, 10:00:23 PM »
Quote from: sparky127 on January 15, 2024, 01:01:29 PM
Oh.. We're talking about fast food?  I thought we were talking about airplane manufacturers.

You were not talking about anything.
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Offline AKIron

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Re: Loose bolts
« Reply #69 on: January 16, 2024, 10:04:34 PM »
Compared to much of the world this is still the land of opportunity though that is undeniably changing fast. Not for the reasons some think though.
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Offline CptTrips

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Re: Loose bolts
« Reply #70 on: January 16, 2024, 10:08:44 PM »
Quote from: AKIron on January 16, 2024, 10:00:13 PM
Military paid my college tuition. They'll pay yours too. Not my fault you decline.

I think every American kid ought to do 2 years right out of high school.  (That's mostly wasted time anyway.  And I do mean "wasted". ;))

In return for free college when they get out.  A very good investment for a country to uptrain their workforce.  They make 3x profit on the investment on taxing higher life-time earnings.

Sending all those GIs to college after WWII on the Bill was the smartest thing we ever did.  Gave us the great Golden Age of the American economy and standard of living in the 50's and 60's as that paid off.

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Offline sparky127

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Re: Loose bolts
« Reply #71 on: January 16, 2024, 10:30:06 PM »
Quote from: AKIron on January 16, 2024, 06:11:20 PM
$20/hr = $41,600 Annual, $3,466 Monthly

Monthly expenses

Decent apartment - $1200
Utilities - $200
Food - $400
Car - $250

Total monthly - $2050

Excess- $1400

You forgot to pay your taxes.
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Offline CptTrips

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Re: Loose bolts
« Reply #72 on: January 16, 2024, 10:38:47 PM »
Quote from: AKIron on January 16, 2024, 09:57:06 PM
Health insurance? What's that? I had nothing until I join the AF. They're still recruiting and up to age 42 now.

Healthcare is a lot more expensive than it used to be.  Back in 1973, if you fell and broke your arm, you go go to the hospital and get a cast and walk out for $50.

Now, you'll walk out with a $10k bill if you are uninsured.

Medical bills is the highest single cause of personal bankruptcy in the US.  And a majority of those that went bankrupt for medical bills, had insurance. 


Quote from: AKIron on January 16, 2024, 09:57:06 PM
$250 covers your cheap car payment, gas and insurance.

Maybe in 1973.


All in all, despite the advantages of youth, I'm glad I'm at my age near early retirement than to be a 20 yo today trying to make my way.  It's going to be a lot harder than when I was 20.  And as bad as it is now, its going to get so much worse over the next 10 years.


« Last Edit: January 16, 2024, 10:41:04 PM by CptTrips »
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Offline AKIron

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Re: Loose bolts
« Reply #73 on: January 17, 2024, 07:13:07 AM »
It's hard now for everyone and getting harder, not just the youth. Maybe we can make America great again. 
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Offline Eagler

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Re: Loose bolts
« Reply #74 on: January 17, 2024, 07:45:14 AM »
Quote from: AKIron on January 17, 2024, 07:13:07 AM
It's hard now for everyone and getting harder, not just the youth. Maybe we can make America great again.

Wouldn't bet on that ...corruption rules

Health care is criminal...catastrophic coverage for crazy money until Medicare kicks in this April

Eagler
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