Author Topic: Health Care Obligations  (Read 1114 times)

Offline lazs2

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Health Care Obligations
« Reply #45 on: January 19, 2007, 11:01:03 AM »
yes they are.    even by area here in kalifornia.

perhaps the rest of the country should subsidze our car insurance?

I would also say that there are many health insurance plans and that you are talking about a fairly good (coverage wise) one.    

laser... not disagreeing with your basic premise of supply and demand.... just pointing out that it is not 100%

if you don't believe me then try to get one of the billions of personal injury lawyers to take the case for less than a third of the settlement...

You do not want to be your own lawyer or... for that matter... doctor...   you can sell your own house.  not sure if you get my point tho.

lazs

Offline lasersailor184

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« Reply #46 on: January 19, 2007, 12:13:09 PM »
That means the laws of supply and demand apply.  Because you don't have those skills, you demand to use a lawyer/doctor.
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Offline 68ROX

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Health Care Obligations
« Reply #47 on: January 19, 2007, 05:59:27 PM »
OH...I forgot a couple of interesting items...

1)  As a business owner, you can deduct the cost you pay toward your employee's major medical plans...so while you may have to pay a bill for it at the end of the month...at the end of the year at tax time...you get it all back.

2) If your employees had a GREAT supplimental (again..at a whopping cost of the equivalent of one hour's pay at minimum wage a week), when they DID have co-pays, deductables, and items that their major medical DOESN'T pay for, that supplimental will SEND A CHECK DIRECTLY TO THEM.

Again, if I can help, message me.  

I've run a $154-Million a year business, and now I run my own business...I've walked MANY miles in your shoes.  

If the folks ABOVE can say better than that...then listen to them instead.

ROX

Offline LePaul

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« Reply #48 on: January 19, 2007, 06:50:15 PM »
Cheap rates

Over this way, people using Anthem (Blue Cross variant) are getting the screws put to em.  The insurance company claim the high usage of users hurting their bottom end.  Customer were told to be prepared, their monthly rates could for from $390 to $700+.  

I agree with what laz is saying.  There has to be a better way.  Im not convinced social medicine is.  Every time it talked about here in Maine, we have lots of Canadien Doctors who pour in, telling us what a terrible idea it is.

But I also dont see why it falls on the hands of employers, making the products and services we use cost more.  Its pretty well known that every UAW car out there has $1500 added stcker cost for the healthcare benefits.

Why insurance can't be much like a power company co-op baffles me.  There should be a better way, much like car insurance is.

Its an interesting thread, I just haven't seen that magic post that seems to "get" it yet

Offline Maverick

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« Reply #49 on: January 19, 2007, 07:42:37 PM »
Car insurance, flood insurance, fire insurance etc. are not valid comparisons to medical insurance. Those are all expected to be infrequently used. Health insurance on the other hand is expected to be used very frequently and the costs for a severe illness can far exceed those of a simple house casualty loss.  That's one of the reasons that health insurance costs more than a simnple casualty policy. Besides there usually no cap on payout of a health insurance policy like there is in a casualty policy.
DEFINITION OF A VETERAN
A Veteran - whether active duty, retired, national guard or reserve - is someone who, at one point in their life, wrote a check made payable to "The United States of America", for an amount of "up to and including my life."
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Offline ROC

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« Reply #50 on: January 19, 2007, 07:45:27 PM »
Thanks guys, great discussion, fun to read the replies.

I noticed a great deal of discussion about the finer points of the healthcare industry, it's costs, how a good company would Want to offer it, etc, but didn't see the core explanation of "owed" supported.  That, in itself, provides a more positive outlook on things.

I wasn't really interested or concerned about the financial condition surrounding a bloated system.  I deal with it daily.  I did get a good satisfying read on something else though.  Those that Know how things work, have rational explanations of the difficulties balancing the desire for a decent healthcare system, while there are others that clearly think someone else should pay it, and rely on sound bites such as "you can afford it" and "if you cared" but can not afford any sound backing to support their desire.  

It seems to have been a good discussion between thoughtful and rational discussion and simple reaction to what someone else told them they should think and say, with no core understanding of "why"

Nice job guys, very nice.  And not once did this degrade to name calling, thank you.
ROC
Nothing clever here.  Please, move along.

Offline Maverick

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« Reply #51 on: January 19, 2007, 07:56:40 PM »
Quote
Originally posted by ROC
Nice job guys, very nice.  And not once did this degrade to name calling, thank you.


Roc you are a poopy head!!!





There, now the O'club standard has been maintained!  :p
DEFINITION OF A VETERAN
A Veteran - whether active duty, retired, national guard or reserve - is someone who, at one point in their life, wrote a check made payable to "The United States of America", for an amount of "up to and including my life."
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Offline ROC

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« Reply #52 on: January 19, 2007, 08:29:42 PM »
hehe   :p
ROC
Nothing clever here.  Please, move along.

Offline Cpt. Krunch

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« Reply #53 on: January 19, 2007, 08:56:54 PM »
Why in the Hell would you ask an AH forum about your buisiness healthcare responsibilitys?:rolleyes: :rolleyes: :rolleyes:

Offline 68ROX

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« Reply #54 on: January 19, 2007, 09:22:07 PM »
Quote
Originally posted by Maverick
Besides there usually no cap on payout of a health insurance policy like there is in a casualty policy.


HUGE INNACURACY.

Most ALL major medicals have a maximum cap.

Most supplimentals don't.

Is there anyone else on this thread state board tested, licenced, and certified in Life and Health but me?  Jeesh!



ROX

Offline Maverick

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« Reply #55 on: January 19, 2007, 10:59:26 PM »
No I suppose most of us work in other areas instead of being insurance or shoe salesmen.
DEFINITION OF A VETERAN
A Veteran - whether active duty, retired, national guard or reserve - is someone who, at one point in their life, wrote a check made payable to "The United States of America", for an amount of "up to and including my life."
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Offline ROC

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« Reply #56 on: January 20, 2007, 12:00:15 AM »
Quote
Why in the Hell would you ask an AH forum about your buisiness healthcare responsibilitys



It's the OC, why in the hell would you care what I ask about?  :)  Now, considering you may not have had your eye glasses on, did I ask about my "responsibilities"?  No, I asked why people think business Owes them anything.  Now, go to bed, get some rest, and try again tomorrow.
ROC
Nothing clever here.  Please, move along.

Offline 68ROX

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« Reply #57 on: January 22, 2007, 10:06:54 AM »
Quote
Originally posted by Maverick
No I suppose most of us work in other areas instead of being insurance or shoe salesmen.


Nice Mav...

I help people who when an accident or illness happens would normally go bankrupt, ruin their family, credit record, and lives.

I sleep pretty well at night

ROX