It's nice to have insight from the timid cannon fodder point of view. To each their own I guess but to run and go hide before you get hurt in a video game that's about figthing seems odd and a waste of time.
It depends what you're trying to accomplish. I agree with you when it comes to the guy that sees you co-alt and inbound alone and immediately heads for the deck to get to his ack. That makes absolutely no sense to me.
However, just for example take a guy that sees you inbound with a couple friends and starts engaging you gradually pulling the three of you down lower and tries to bleed some of your E so his two high buddies can get over the three of you... To me that's smart gameplay. That's the kind of fight I look for in the MA. Side based, kill them how you can.
That's how some people get their fun, is flying somewhat like it's 'real life'. To me personally, diving into a crowd of reds and trying to take as many of them with you as you can is nearly as pointless as HOing everything you see. It's a coin flip, and you're eventually going to get overwhelmed and die. I get why it's fun for them, but it's just not for me.
Wiley.