Basically whatever you do, don't get an iPhone. There's nothing inherently wrong with them, but a markup of 10-25% over a similar spec'd android phone is basically unavoidable.
And regardless of what anyone else says, there's virtually no difference in durability. If people have broken more androids, it's purely bad luck. I abused the hell out of my Razr, dropping it on concrete repeatedly while using the level app, pumbob app, etc, jumped in a pool with it, and fell on it when I slipped on ice, and it died a week before my contract was up.
The one thing most but not all android phones do better at is surviving water contact.
But really, my main issue with Apple is that you just can't do much with it. No SD card slot, can't compete with a rooted android when jailbroken, and despite all that, you're still paying for that dumb logo.