About death rates:
Yeah, I've been afraid of that. Given the lag and looking at the infected we know about, not even counting the more there we don't because our country can't test it's way out of a wet paper bag apparently (unless you are rich or a politician); I'm afraid the shoe has already dropped, it's just still in mid-air and hasn't hit the floor yet. The pain is coming and already baked-in because we flubbed the first month so badly.
5% CFR would be cataclysmic.
But hey, lets drop the quarantines and pack those churches, malls, and restaurants come Easter!