Sometimes the system is abused.
Take this guy for example.. works 22 years on a job. No health plan (company pulled it, too expensive), no 401k, no retirement plan. Guy has minamal life insurance.
He's got a wife, kids, house, 35k a year job. wife works too. 28k a year. over the course of 22 years, he's got a mortgage; a second, about 15k in cc debt.
He gets laid off. then he gets sick.. stress.. he wife leaves him, no money. She rapes him for the house, alimony, child support.
Now he's up to his bellybutton in debt.. no income, no health plan, a massive health care bill, alimony, child support bills.
The guy files bankruptcy.
I hate dickwads like this.. abusing the system. The rat bastard should arrange an accident to kill himself so his insurance pays off his debt.