Sixpence, to be honest, I'm tired of people blaming others for their predictaments they're in financially. With the best colleges in the world, the opportunities for education (Pell grants, etc.) anyone that has to work more than 40 hours has no excuse and no finger to point to other than their own lack of will to further themselves in their respective career, or look outside their career for one that brings in more income. I'm old school, and if I could do it with nothing but the clothes on my back in 1979, then anyone can.
Now back to the topic:
Granted, I am blaming the parents for the Columbine event thus "pointing a finger", but I point the finger at the lack of taking full responsibility for ones cummulative actions over time, that being a nurturing process...I don't think people are born evil, I believe they're nurtured evil, and that can come in the form of lack of parental supervision and from elements that reside outside the family circle.